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What are the best ways to send money home?

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The cheapest way to send money abroad, or send money home, is invariably with specialist foreign currency transfer companies. According to Moneycorp, its rates are up to 4% better than those offered by banks.

With some banks you can transfer funds without a fee – for example premium accounts with branches abroad – but most take commission and interest charges and charge higher exchange rate charges. You may need to set up an International Bank Account Number (IBAN) and Bank Identifier Code (BIC).

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